Articles by PAT MORAN of Moran Financial Management | Videos by Pat Moran >
Many people don’t realize that using life insurance can make a powerful impact in the planning needs of your favorite charities. The “leverage” that can be used to make gifts allows the amount of the policy’s death benefit to usually far exceed the premiums that were paid into the policy, while still keeping things very flexible.
In this article we cover the Do's and Don'ts of purchasing life insurance including navigation of fee structure, living benefits protection, how to value yourself and your spouse, navigating term insurance, how to purchase life insurance, and cash value evaluation.
I uncover five myths of long-term health care including a clear definition of long-term care, how the bills get paid in the event an accident or health issue arises, and the costs associated with age. If you don't have a long-term care plan for yourself, your spouse, or your parents, this article will shed light on options when planning for medical expenses associated with long-term care.
Back to school specials are about to take over our shopping experiences once again, but for many high school students, this is also the time to start shopping for college. It takes more than clipping out a coupon to make sure you get a good deal. To many, it can seem so intimidating that many families miss out on the money that is available to them. Here are a few tips to get you started in the right direction!