Money is not about bank balances, it’s about emotions. Recognizing how money influences our emotions can help us to make smarter decisions, and lead to a prosperous future. Money shouldn’t consume us or be the center of our lives. Materialism and consumerism are entrenched in our everyday lives through movies, television, advertising, etc. It shouldn’t be about having the nicest stuff, trying to impress people, or thinking that money makes us better. We rather go to an expensive dinner with friends knowing that we can’t really afford it, as opposed to the embarrassment that we think would come from telling our friends that we can’t afford it. We need to be honest with ourselves, holding our actions accountable for the financial decisions we are making. Is going into debt worth experiencing the stress of having to pay for that expensive dinner with your friends? Good friendships aren’t built on money.